Finance Your Build

If you have qualifying credit, Affirm and Sunbit typically offer the best rates with simple monthly payments. If your credit is thin or bruised, Acima, Snap, and Kafene are lease-to-own options with much higher approval rates — Snap goes up to $5,000 (all credit types welcome to apply). Building past the $5,000 lease-to-own cap? Affirm and Sunbit go higher. Tell us your situation and we'll point you at the right one, no judgment.

No — they are two different things. Affirm is financing: you are approved for a loan and make monthly payments, at 0% APR on Pay in 4 or 0–36% APR on monthly plans based on credit, subject to an eligibility check. Acima is lease-to-own, not financing and not credit — you lease the build and acquire ownership by completing the lease or by using the 90-day early purchase option (action required to exercise; see agreement for details). Acima starts for as little as $10 and looks at more than a traditional credit score, so it is worth applying even if your credit is not perfect. Short version: with qualifying credit Affirm usually costs less; if that is not you, Acima still gets the truck built.

The whole build — lift kits, leveling kits, wheels, tires, accessories, and the installation labor. Most customers finance the complete package as one amount rather than paying for parts and labor separately.

Most approvals take minutes — Sunbit advertises seconds. Once you're approved and parts are in hand, we schedule your install like any other job, and smaller jobs like leveling kits with wheels and tires are often same-day.

Acima is lease-to-own, not a loan. You get started for as little as $10, and within the first 90 days you can use the early purchase option to own your build for less than the full lease-to-own cost — action required to exercise, see your agreement for details. If you don't use it, standard lease renewal payments continue. It's our most popular option for builds under $5,000.

That's us. Lift Pro Customs in Willis, TX finances lift kits, leveling kits, wheels, tires, and install labor in one package — serving Conroe, Montgomery, The Woodlands, and Huntsville. Apply in minutes with Affirm, Sunbit, Acima (as little as $10 to start), Snap, or Kafene, then get your free estimate and we'll handle the rest at the shop.